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Quick post this Saturday morning.  The title says it all, but here’s the details:

Yesterday, I learned that my roommate, S quit or was fired from her job.  I don’t know the details, it’s none of my business, but I get a little anxious when a roommate looses their job because it makes me wonder whether they can make the rent payment.  I didn’t specifically ask because it makes me feel shallow asking such a question to comfort my financial gains over her loss.  I did ask what went wrong, why do you think it happened, and so forth like any person would.  She gave no indication that she was going to move out.

I know she’s been applying to jobs and has one interview lined up on Monday.  So, she is making the effort to find another job.  I’ve had only one instance where a roommate couldn’t make the rent payment because their hours were cut back.  This person ultimately ended up moving out after dodging an entire rent payment.

The question that begs to be answered.  What would you do if my roommate can’t make the rent payment.  I’m open to ideas.

Mike

{ 2 comments }
  • Matt B August 8, 2010, 10:42 pm

    I’d be supportive of her search and offer some advice even on ways to search, but then get down to business and set some real expectations regarding your need for on-time payment. You shouldn’t feel guilty about her inability to pay. If anything she should be the one who feels bad for putting you in this situation. I know I sound cold but it’s a business deal, plus the conversation may uncover an additional source of funds that could help ease the tensions that both of you are feeling.

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  • Jules August 10, 2010, 12:19 am

    I think it all depends on the type of relationship you have with your roommate/tenant. How long has she lived there? I’m assuming she has always been timely before this. I think it is all about having open communication. Yes you shouldn’t jump into the “do you have enough money for rent?” talk the minute you find out she has lost her job but you should bring it up a few days later. In most cases, if both parties are open a solution can be met. It is always easier to work with an existing tenant then go through the hassle of finding another person – ESPECIALLY if you have to live with that person. If need be maybe out could work out a payment schedule where she pays 1/2 rent until she finds a job and then makes up for it as so as she has income again. Give limits and boundaries but also, if you feel like you can trust her, give her a bit of grace too – especially if you can tell she is actively looking for work.

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